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Leon Nichols

(772) 228-8600
(321) 989-8198
Email Me
897 Gladiola Avenue
Sebastian, FL 32958

Welcome to my website

Whether you’re buying, refinancing, or have questions about a reverse mortgage, I am here to help you. As your loan officer, I have access to over 15 lenders who finance single family, condominium, or manufactured homes with VA, FHA, conventional or jumbo loans. My company and I are preferred partners with Quicken Loans, America’s largest online lender.


I will work with you during the entire loan process and will always be available to assist you in having your loan approved as quickly and as expeditiously to the best of my ability. As one of my clients, Tom, sent to Google Business, “When my wife and I started thinking about getting a reverse mortgage, we contacted Leon Nichols. He was very helpful answering any and all questions and well versed in the product. We would highly recommend Leon to anyone in the market for this type of mortgage.”


A question many of you have is what is a reverse mortgage? A reverse mortgage is a loan that allows persons over 62 years of age to access the equity in the home to get rid of an existing mortgage (if there is one) and use the remaining funds for any purpose. The money may be received in a lump sum (two payments: one at closing and the balance in a year), monthly disbursements, or a line of credit that will accrue interest. The mortgage proceeds never have to be repaid until the last homeowner dies or leaves the home permanently, and the loan is a non-recourse loan, meaning there can never be personal liability for the loan. For homeowners with houses worth more than $350,000.00, there is a reverse mortgage, HELO, which is non-FHA so there is no mortgage insurance expense and the loan amount cap is $4 million.


Please feel free to contact me anytime, by phone or email. With my background as a real estate attorney, I’ll be a benefit to you in the closing process, even after your loan has been approved and proceeds to closing.


If you wish more information about a reverse mortgage or if you wish to explore the possibility of qualifying for one I will take your application and have a quote for you within a day at, absolutely, no cost to you.

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